Week 5 report · Sat, Oct 3 · 2026 Week 5

Memphis
5–1 · Ours #62 enteringOur rank going into this game, from the rankings page. The board's line comes from the betting model, which sees more than this one number.
59–8FinalWe had MEM 35 – CLT 16

Charlotte
0–6 · Ours #137 enteringOur rank going into this game, from the rankings page. The board's line comes from the betting model, which sees more than this one number.
Win chanceOur odds before kickoff: how often each team won outright when we played the game out thousands of times from our line.
MEM 87%MEM won
MEM 87%MEM wonSpreadOur last pregame odds pull, usually inside the hour before kickoff. A median of the books we track, not a sharp close. First seen at MEM −21.5.MEM −20.5oursOur computer's point spread for this game, built from team stats, not from the betting odds. Read it like a betting line: −7 means we have that team winning by 7. −18.4 · MEM covered by 30.5
TotalOur last pregame odds pull, usually inside the hour before kickoff. A median of the books we track, not a sharp close. Our total was 50.9.52final 67 · over by 15
Our callThe side our number took at the early-week line, graded at that line. Line value is how far the market moved toward it by the last capture before kickoff.
CLT +20Llost 0.5 to the close
CLT +20Llost 0.5 to the closeQuarterbacksthis game

Marcus Stokes19/24 · 302 yards
- EPA / dropbackExpected points added per dropback (passes and sacks) in this game. The percentile is among every 2026 FBS quarterback game with 10+ dropbacks.
- +0.5989th pct
- Comp %
- 79.2
- TD
- 5
- Turnovers
- 00 INT · 0 fum
- Sacked
- 2

Cole Gonzales6/14 · 73 yards
- EPA / dropbackExpected points added per dropback (passes and sacks) in this game. The percentile is among every 2026 FBS quarterback game with 10+ dropbacks.
- −0.722nd pct
- Comp %
- 42.9
- TD
- 0
- Turnovers
- 11 INT · 0 fum
- Sacked
- 2
The matchupthis game · ▲▼ better or worse than the unit's usual · percentile vs every 2026 team game
Memphisoffense | Played like MEM +24.8Fitted from non-garbage efficiency; describes how the game was played, not who deserved it. | defenseCharlotte![]() | ||
|---|---|---|---|---|
| 95th | 61.8%▲16.1 | Success rateSuccessShare of plays that kept the offense on schedule, outside garbage time. | 61.8%▼13.1 | 5th |
| 87th | +0.37▲0.18 | EPA / playEPA/playExpected points added per play, outside garbage time. | +0.37▼0.16 | 13th |
| 86th | +0.50▲0.21 | PassingPassingExpected points added per dropback, outside garbage time. | +0.50▼0.21 | 14th |
| 79th | +0.25▲0.16 | RushingRushingExpected points added per run, outside garbage time. | +0.25▼0.14 | 21st |
| 79th | 0▲1.0 | TurnoversTurnoversInterceptions and lost fumbles: giveaways for the offense, takeaways for the defense. | 0▼0.5 | 21st |
Charlotteoffense | defenseMemphis![]() | |||
|---|---|---|---|---|
| 15th | 30.0%▼1.1 | Success rateSuccessShare of plays that kept the offense on schedule, outside garbage time. | 30.0%▲13.1 | 85th |
| 36th | −0.04▲0.13 | EPA / playEPA/playExpected points added per play, outside garbage time. | −0.04▲0.13 | 64th |
| 4th | −0.68▼0.58 | PassingPassingExpected points added per dropback, outside garbage time. | −0.68▲0.58 | 96th |
| 97th | +0.59▲0.87 | RushingRushingExpected points added per run, outside garbage time. | +0.59▼0.36 | 3rd |
| 16th | 2▼0.3 | TurnoversTurnoversInterceptions and lost fumbles: giveaways for the offense, takeaways for the defense. | 2▲0.8 | 84th |
Team statsthis game · percentile vs every 2026 team game
MemphisMEM | CharlotteCLT | |
|---|---|---|
| Special teams & field position | ||
| Average startWhere the team's drives started on average. | Own 2847th | Own 2739th |
| Kicking vs expectedKickingPoints from field goals and extra points against what an average kicker makes from the same spots. | −1.5 pts15th | 0.0 pts39th |
| Drives & pace | ||
| PlaysOffensive plays outside garbage time. | 5546th | 308th |
| Drive pointsThe part of the final margin the offense moved the ball for (efficiency, success rate, big plays, finishing drives), in points. A margin over the opponent. | +26.295th | −26.26th |
| Turnovers & hidden points | ||
| Penalty first downsPenalty 1st downsFirst downs the team was handed by the opponent's penalties. | 486th | 122nd |
| 4th downsPoints from going for it on fourth down, against what the average team gets from the same spots. | +0.7 pts87th | 0.0 pts51st |
| Hidden pointsPoints from outside the offense's drives: turnovers, field position, kicking, fourth downs, penalty first downs, return touchdowns and safeties. A margin over the opponent. MEM +7.8: turnovers +5.2, field position +0.4, kicking −1.1, 4th downs +0.9, penalty first downs +2.3. | +7.882nd | −7.818th |
Season so far
Memphis5–1 · 124th-hardest schedule
W
at UNLV27–21covered +5
at UNLV27–21covered +5W
vs Arkansas State42–24covered −11
vs Arkansas State42–24covered −11L
at Boise State20–38missed +9
at Boise State20–38missed +9Wvs UT Martin45–21missed −33.5
W
at Charlotte59–8covered −20.5
at Charlotte59–8covered −20.5W
vs UAB38–13covered −14.5
vs UAB38–13covered −14.5
Charlotte0–6 · 43rd-hardest schedule
Lvs The Citadel41–43missed −20.5
L
at Ole Miss9–41covered +45
at Ole Miss9–41covered +45L
at App State21–26covered +17.5
at App State21–26covered +17.5L
vs Louisiana7–34missed +9.5
vs Louisiana7–34missed +9.5L
vs Memphis8–59missed +20.5
vs Memphis8–59missed +20.5L
at North Texas10–50missed +28
at North Texas10–50missed +28Model cfb_scratch · uncertainty ±15.5 · run Oct 3, 7:15 AM EDT · froze at kickoff and graded as-is